Updated 8 November 2026

Analysis you can act on, not just read

Every piece follows the same frame: the buyer's real worry, data we have that others do not, what the data says including the uncomfortable parts, one clear recommendation, and what would make us change it.

Choosing a project

Which unit to buy, and why that one

We take each inventory apart to find units priced below their own zone.

18 September 2026

Can Gio: which home to buy, and how to pay so you never pay extra

A house by the sea, about an hour's drive from central Saigon. Weekends by the water for the family, and an asset in your own name when you need it. That is why so many people are ...

Money and cash flow

What you borrow, what you pay, what is left

The hidden interest in interest-free plans, real rents, and the price you must resell at to break even.

10 September 2026

Borrow 70% to buy a rental home: how much you really lose each month

Sellers often say something that sounds very sensible: take the loan, use the rent to pay the bank, and your tenant buys the home for you....

Where the market is moving

Infrastructure, planning, and where money is flowing

Sales speed set against infrastructure news, to separate a real wave from rumour.

9 September 2026

Where the money is flowing, and where homes sit unsold

You have some money and you are standing in front of a project. The agent says it is selling fast, and they may be telling the truth....

Traps and risks

What is in the contract, not the brochure

Penalty clauses, when you can resell, and the rules for foreign owners.

8 September 2026

Three lines in the contract that decide what you lose if you cannot keep paying

Nobody signs a purchase contract planning to walk away halfway. It still happens, and usually not because the buyer was reckless. It happens because a job changes, because banks ti...

The person behind the numbers

I am Giang Pham

I run a restaurant chain and a legal and investment advisory firm for foreigners doing business in Vietnam. I am also a registered agent of a primary property distributor, so I earn a commission when you buy through me.

I say that first because it cuts both ways. It means I have a reason to want you to buy, and it also means I have access to the live inventory and can count every unit every morning. The way I keep myself honest is by publishing the numbers, including when they say do not buy.

If you are a foreigner buying in Vietnam, I handle what comes after you choose: proof of funds for moving money in and out, the contract, and rental tax. That is the part a property agent normally leaves to you.

Message me directlyTelegram Zalo +84 903 061 303