Inventory as of 8 November 2026

What VND 2 billion (≈ USD 78k) buys in Ho Chi Minh City

There are two ways to use VND 2 billion (≈ USD 78k): buy a unit outright in that price range, or use it as a deposit and finance the rest. Below are the real numbers for both, from units on sale this morning. Note that Vietnamese banks rarely lend to foreigners, so financing usually means the developer's instalment plan or money raised at home.

Show matching homes

units you can buy outright

1,102

units within reach at 70% financing

VND 6.7bn (≈ USD 261k)

highest price within reach

VND 46.5m (≈ USD 1,820)

monthly payment at full financing

Before you choose

Four things to weigh with VND 2 billion (≈ USD 78k)

Cash or financing

No unit in Ho Chi Minh City is priced under VND 2 billion (≈ USD 78k) yet. Using VND 2 billion (≈ USD 78k) as a deposit with 70% financing, you choose from 1,102 units priced up to VND 6.7bn (≈ USD 260k), repaying about VND 46.5m (≈ USD 1,820) a month.

How much space you get

With financing, the largest unit within reach is 254 m² at VINHOMES GRAND PARK.

Rental income

Median rent in Ho Chi Minh City is about VND 159k per square metre a month. A 55 m² unit should rent for roughly VND 7.4m (≈ USD 290) to VND 9.6m (≈ USD 380) a month, around 2.1% a year on the purchase price.

Costs on top of the price

Ask whether the price includes the 2% maintenance fee. Registration fee is 0.5% of the value. Add furniture if the unit is handed over bare. Keep about 3% to 5% of the price aside for these.

Find by budget

Specific units for VND 2 billion (≈ USD 78k) in Ho Chi Minh City

Change your purpose or budget to see other suggestions.

Other budgets in Ho Chi Minh City

VND 3 billion (≈ USD 117k) in Ho Chi Minh City VND 5 billion (≈ USD 195k) in Ho Chi Minh City VND 7 billion (≈ USD 274k) in Ho Chi Minh City VND 10 billion (≈ USD 391k) in Ho Chi Minh City VND 15 billion (≈ USD 586k) in Ho Chi Minh City VND 20 billion (≈ USD 782k) in Ho Chi Minh City

Same budget in other cities

VND 2 billion (≈ USD 78k) in Hanoi VND 2 billion (≈ USD 78k) in Quang Ninh (Ha Long)VND 2 billion (≈ USD 78k) in Nghe An VND 2 billion (≈ USD 78k) in Da Nang VND 2 billion (≈ USD 78k) in Hung Yen VND 2 billion (≈ USD 78k) in Hai Phong VND 2 billion (≈ USD 78k) in Khanh Hoa (Nha Trang)VND 2 billion (≈ USD 78k) in Ha Nam VND 2 billion (≈ USD 78k) in Thanh Hoa VND 2 billion (≈ USD 78k) in Phu Quoc VND 2 billion (≈ USD 78k) in Bac Ninh

Private advice

You have a budget. We have the numbers.

Tell us your budget and what you need. You get back a personal sheet: three ways to deploy the money, the cash you need each quarter, expected rent, and the resale price you must reach to break even at your own cost of capital.

What you get

A sheet for the exact unit you are looking at: the true total cost under each payment plan, the hidden interest in deferred payment, expected rent, and your break-even resale price.

Our promise

We tell you the weak points too. If the numbers say do not buy, that is what you will hear.

Message me directlyTelegram Zalo +84 903 061 303

The person behind the numbers

I am Giang Pham

I run a restaurant chain and a legal and investment advisory firm for foreigners doing business in Vietnam. I am also a registered agent of a primary property distributor, so I earn a commission when you buy through me.

I say that first because it cuts both ways. It means I have a reason to want you to buy, and it also means I have access to the live inventory and can count every unit every morning. The way I keep myself honest is by publishing the numbers, including when they say do not buy.

If you are a foreigner buying in Vietnam, I handle what comes after you choose: proof of funds for moving money in and out, the contract, and rental tax. That is the part a property agent normally leaves to you.

Message me directlyTelegram Zalo +84 903 061 303

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