Inventory as of 8 November 2026

What VND 3 billion (≈ USD 117k) buys in Thanh Hoa

There are two ways to use VND 3 billion (≈ USD 117k): buy a unit outright in that price range, or use it as a deposit and finance the rest. Below are the real numbers for both, from units on sale this morning. Note that Vietnamese banks rarely lend to foreigners, so financing usually means the developer's instalment plan or money raised at home.

Show matching homes

units you can buy outright

101

units within reach at 70% financing

VND 10.0bn (≈ USD 391k)

highest price within reach

VND 68.4m (≈ USD 2,670)

monthly payment at full financing

Before you choose

Four things to weigh with VND 3 billion (≈ USD 117k)

Cash or financing

Paying cash, you choose from 58 units with no debt. With 70% financing you choose from 101 units priced up to VND 9.8bn (≈ USD 385k), in exchange for about VND 68.4m (≈ USD 2,670) a month in repayments.

How much space you get

The largest unit you can buy outright is 60 m² at IBIZA PARTY RESORT. With financing, the largest within reach is 239 m² at FLAMINGO HAI TIEN_TT.

Rental income

Not enough rental listings in Thanh Hoa yet to estimate. Send a request and we will check real rents around the unit you choose.

Costs on top of the price

Ask whether the price includes the 2% maintenance fee. Registration fee is 0.5% of the value. Add furniture if the unit is handed over bare. Keep about 3% to 5% of the price aside for these.

Find by budget

Specific units for VND 3 billion (≈ USD 117k) in Thanh Hoa

Change your purpose or budget to see other suggestions.

Other budgets in Thanh Hoa

VND 2 billion (≈ USD 78k) in Thanh Hoa VND 5 billion (≈ USD 195k) in Thanh Hoa VND 7 billion (≈ USD 274k) in Thanh Hoa VND 10 billion (≈ USD 391k) in Thanh Hoa VND 15 billion (≈ USD 586k) in Thanh Hoa VND 20 billion (≈ USD 782k) in Thanh Hoa

Same budget in other cities

VND 3 billion (≈ USD 117k) in Hanoi VND 3 billion (≈ USD 117k) in Ho Chi Minh City VND 3 billion (≈ USD 117k) in Quang Ninh (Ha Long)VND 3 billion (≈ USD 117k) in Nghe An VND 3 billion (≈ USD 117k) in Da Nang VND 3 billion (≈ USD 117k) in Hung Yen VND 3 billion (≈ USD 117k) in Hai Phong VND 3 billion (≈ USD 117k) in Khanh Hoa (Nha Trang)VND 3 billion (≈ USD 117k) in Ha Nam VND 3 billion (≈ USD 117k) in Phu Quoc VND 3 billion (≈ USD 117k) in Bac Ninh

Private advice

You have a budget. We have the numbers.

Tell us your budget and what you need. You get back a personal sheet: three ways to deploy the money, the cash you need each quarter, expected rent, and the resale price you must reach to break even at your own cost of capital.

What you get

A sheet for the exact unit you are looking at: the true total cost under each payment plan, the hidden interest in deferred payment, expected rent, and your break-even resale price.

Our promise

We tell you the weak points too. If the numbers say do not buy, that is what you will hear.

Message me directlyTelegram Zalo +84 903 061 303

The person behind the numbers

I am Giang Pham

I run a restaurant chain and a legal and investment advisory firm for foreigners doing business in Vietnam. I am also a registered agent of a primary property distributor, so I earn a commission when you buy through me.

I say that first because it cuts both ways. It means I have a reason to want you to buy, and it also means I have access to the live inventory and can count every unit every morning. The way I keep myself honest is by publishing the numbers, including when they say do not buy.

If you are a foreigner buying in Vietnam, I handle what comes after you choose: proof of funds for moving money in and out, the contract, and rental tax. That is the part a property agent normally leaves to you.

Message me directlyTelegram Zalo +84 903 061 303

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