Inventory as of 8 November 2026

What VND 20 billion (≈ USD 782k) buys in Hanoi

There are two ways to use VND 20 billion (≈ USD 782k): buy a unit outright in that price range, or use it as a deposit and finance the rest. Below are the real numbers for both, from units on sale this morning. Note that Vietnamese banks rarely lend to foreigners, so financing usually means the developer's instalment plan or money raised at home.

Show matching homes
2,658
units you can buy outright
3,300
units within reach at 70% financing
VND 66.7bn (≈ USD 2,606k)
highest price within reach
VND 465.2m (≈ USD 18,180)
monthly payment at full financing
Before you choose

Four things to weigh with VND 20 billion (≈ USD 782k)

Cash or financing

Paying cash, you choose from 2,658 units with no debt. With 70% financing you choose from 3,300 units priced up to VND 66.6bn (≈ USD 2,603k), in exchange for about VND 465.2m (≈ USD 18,180) a month in repayments.

How much space you get

The largest unit you can buy outright is 361 m² at FLAMINGO GOLDEN HILL. With financing, the largest within reach is 480 m² at RIVEA HANOI.

Rental income

Median rent in Hanoi is about VND 183k per square metre a month. A 94 m² unit should rent for roughly VND 14.6m (≈ USD 570) to VND 18.9m (≈ USD 740) a month, around 1.9% a year on the purchase price.

Costs on top of the price

Ask whether the price includes the 2% maintenance fee. Registration fee is 0.5% of the value. Add furniture if the unit is handed over bare. Keep about 3% to 5% of the price aside for these.

Find by budget

Specific units for VND 20 billion (≈ USD 782k) in Hanoi

Change your purpose or budget to see other suggestions.

Other budgets in Hanoi

Same budget in other cities

Private advice

You have a budget. We have the numbers.

Tell us your budget and what you need. You get back a personal sheet: three ways to deploy the money, the cash you need each quarter, expected rent, and the resale price you must reach to break even at your own cost of capital.

What you get

A sheet for the exact unit you are looking at: the true total cost under each payment plan, the hidden interest in deferred payment, expected rent, and your break-even resale price.

Our promise

We tell you the weak points too. If the numbers say do not buy, that is what you will hear.

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The person behind the numbers
Giang Pham

I am Giang Pham

I run a restaurant chain and a legal and investment advisory firm for foreigners doing business in Vietnam. I am also a registered agent of a primary property distributor, so I earn a commission when you buy through me.

I say that first because it cuts both ways. It means I have a reason to want you to buy, and it also means I have access to the live inventory and can count every unit every morning. The way I keep myself honest is by publishing the numbers, including when they say do not buy.

If you are a foreigner buying in Vietnam, I handle what comes after you choose: proof of funds for moving money in and out, the contract, and rental tax. That is the part a property agent normally leaves to you.

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