Bac Ninh · Updated every morning

THE PARC ONE

This page answers four questions: what a unit here really costs, what the bank will take each month, what it can earn in rent, and whether you end each month up or down.

Why it is worth a look

What stands out about THE PARC ONE

Taken from the live sales inventory, refreshed every morning.

Plus

Only 3% of the inventory has sold, so you still get first pick of units, floors and views.

Plus

What is left is 21% cheaper per square metre than what sold. Good units are still available.

Plus

32 units to choose from, starting at VND 2.3bn.

By budget

Which units fit your budget

Units still available at each price level. Click a level to see specific suggestions and monthly payments.

Price level	Units left	Size
VND 2.0bn to VND 3.0bn	7	39 to 53 m²	See suggestions
VND 3.0bn to VND 5.0bn	17	54 to 82 m²	See suggestions
VND 5.0bn to VND 7.0bn	8	71 to 91 m²	See suggestions

Real money

What one unit here really costs

Three units covering the price range still available: cheapest, middle and most expensive. Prices in VND billions, monthly figures in VND millions.

Unit	Zone	Area (m²)	Price (VND bn)	Your equity (VND bn)	Loan (VND bn)	Mortgage (VND m / month)	Expected rent (VND m / month)	Difference after rent (VND m / month)
P-0711	The Parc One	39	2.3	0.69	1.61	16.1	n/a	n/a
P-1109	The Parc One	71	4.15	1.25	2.9	29.0	n/a	n/a
P-2014	The Parc One	91	6.73	2.02	4.71	47.0	n/a	n/a

Assumptions: a loan of 70% of the price at 10.5% a year, repaid evenly over 20 years. Rent is an estimate from the median rent in Bac Ninh, VND 0k per square metre per month from real listings, with no figure yet for this specific area. The further from the centre, the lower the real number. Cash flow is rent minus mortgage, before management fees and vacancy. Note: foreign buyers usually cannot get a Vietnamese mortgage, so for you the mortgage columns show the cost of the same leverage raised elsewhere.

We do this for you

Three things we check for you before you sign

Foreign buyers: check the building's 30% quota, or the 250-house cap for the area, before choosing a unit.

The real payment schedule

Every project splits payments differently, and that split decides how much cash you need in the first two years. The mortgage figure above uses a standard loan, not this project's own schedule.

Penalty clauses

How many days late before the contract is cancelled, how much you lose, and when you get money back. This is where buyers lose the most when the market turns, and it is in the contract, not the brochure.

The foreign quota

Foreigners may own at most 30% of the units in any apartment building, on a 50-year renewable term. When the quota is gone it is gone, even if units remain. Ask before you choose a unit, not after.

Get the money table for the exact unit you want

Send the unit code or floor you like. You get back a personal sheet: the project's real payment schedule, the cash you need each quarter, and your break-even resale price.

Our promise

We tell you the weak points too. If the numbers say do not buy that unit, you will hear it.

Data

Taken from the live sales inventory every morning, not from advertising.

Message me directlyTelegram Zalo +84 903 061 303

The person behind the numbers

I am Giang Pham

I run a restaurant chain and a legal and investment advisory firm for foreigners doing business in Vietnam. I am also a registered agent of a primary property distributor, so I earn a commission when you buy through me.

I say that first because it cuts both ways. It means I have a reason to want you to buy, and it also means I have access to the live inventory and can count every unit every morning. The way I keep myself honest is by publishing the numbers, including when they say do not buy.

If you are a foreigner buying in Vietnam, I handle what comes after you choose: proof of funds for moving money in and out, the contract, and rental tax. That is the part a property agent normally leaves to you.

Message me directlyTelegram Zalo +84 903 061 303